When you become a new parent, buying a car seat that provides comfort and safety for your child is one of the most important items you will ever buy for your newborn. Your child will be riding in a child car seat for several years, so you need to buy a seat that will last until they reach the age and weight when it will no longer be needed. This article presents Eight (8) important facts about child safety car seats you may want to consider.
1. In the United States, all 50 states and Washington DC have laws that require infants and children to travel in approved child safety seats fitting certain criteria based on age, weight, and height.
2. Most states also require car booster seats for children who have outgrown their car seats but have not reached the age, weight or height to safely use a regular seat belt. The criteria for which seat belts can be used instead of car seats also differ among various states.
3. Most hospitals will not release a newborn to go home unless you have proof of an authorized car seat in your car. Finding a car safety seat for your baby shouldn't be much of a problem however, as you can find them at most large discount retailers, drug stores, and just about anywhere else baby supplies are sold.
4. No child seat is safe unless it is installed properly in your car. Make sure you read the directions carefully and follow them. Never put a safety seat in the front passenger side of the car. This is because the airbags could injure the child on impact should the air bag inflate in an accident. If there is a rear airbag near the seat, you may have to disable it to protect your newborn.
5. An infant seat needs to be shaped in a manner that it protects the child securely and completely. There are inserts you can buy to 'hug' the newborn until they grow into their seat.
6. One type of seat - the convertible seat - can be adjusted as your child grows. This fortunately allows you to use the seat for a longer amount of time before needing to buy a booster seat.
7. If your budget is tight, you can find used car seats that are like brand new at thrift stores or online for a very reasonable price. A new seat is obviously the best way to go, but if in a pinch for funds, a gently used one will serve the purpose.
8. Are you having a baby shower? If so, you may get one as a gift. Be sure to register in the baby gift registry at the department store or baby supply store and let your shower guests know where you are registered. A safety car seat is an item that people can chip in on and buy it as a group gift.
Finally, congratulations on your new baby and the decision to use a child safety seat for ultimate protection. Look online for deals or go to your local big box department store or baby supply store. Plan ahead so you have the seat ready to go on the blessed day you bring your baby home.
For information about Car Seats for Children author Jesse Whitehead recommends Best Infant Car Seats.
Car Insurance
Cheap insurance is not always a good way to start without comparing the lowest possible rates the latest policy plans are offering. The choice should be based on the type of coverage one must carry and ensure that the insurer will be there in times of financial necessitate. Experts say that consumers must take advantage of every discount and freebies that they are eligible for. Well reputed insurance companies recommend drivers to check out the pay-as-you-drive policies where premiums are determined by the number of miles on the car per year.
It is not always easy to take the role of an insurance shopper. One common mistake is to settle for the first agent or company without researching the competitive market. This often causes you to rip off and as the market is flooded by freebies and offers with hefty hidden costs so the big insurance shoppers put it out for competitive bids. The complete collision coverage depends on the make, model and year of the car. As an example, a new car has a higher premium and so is more expensive. Comprehensive and collision coverage rates do not vary much therefore; it is wise to buy an inexpensive car to get an affordable insurance.
An easy way to lower premiums is to take the highest possible deductible. If a driver has a good driving record and is less likely to involve in accidents, then an annual deductible of $1,000 or more will result in less payment upfront. The risk involved here is that the insurance company will not be responsible in case of an accident. Some insurance companies check the credit score before offering discounts and other offers. A bad credit score could result in more money expenditure for auto coverage.
Some car insurers offer group discounts to members of professional organizations or other groups. The best place to start gathering information is the insurer's official site. This also clarifies how well reputed the company is. Once the research is complete, its time to get a quote and have an agent contact you. Suggestions from friends and family will speed up the process and boost up comparison shopping. Some plans offer premiums tied to the annual mileage and the ease of online mileage report during renewals has made things even easier.
Opting out of some coverage is another trick to get rid of unwanted costs. If you are the owner of an old car, opting out of comprehensive and collision coverage is a good way to reduce costs. Some car owners pay more insurance annually than the car's cost. Liability insurance is illegal is some states and a decline in coverage could result in higher premiums even if the car is not in use. If there is a change in profession which calls for more or less driving, the plan tier could be adjusted accordingly. With evaluation of insurance needs and premium costs annually, you could be eligible for an additional discount.
To know more please visit: http://www.autocarinsuranceplans.com
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